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Hearing aid coverage and laws in Vermont

Vermont Medicaid covers hearing aids for adults who meet its rules. Vermont requires state-regulated health plans to cover hearing aids for adults. Vermont gives buyers a 45-day trial period on hearing aids.

  • 14 sources cited
  • Updated October 14, 2026

Researched by the DrAuditory editorial team from official state and federal sources. How we research

Vermont at a glance

RuleVermont
Medicaid, adultsCovers adults. Better-ear loss over 30 dB or other listed criteria. [1]
Private insurance mandateAdults and children. One hearing aid per ear every 3 years. [2]
Trial period45 days. You get 45 days from delivery to return hearing aids for a full refund, minus earmolds and a service fee capped at 5% or $50, whichever is greater. Days the aid is in for repair don't count. [3]
Free phone equipmentVermont Telecommunications Equipment Distribution Program (VTEDP) [4]
LicensingVermont Office of Professional Regulation, Audiologists; Vermont Office of Professional Regulation, Hearing Aid Dispensers [5][6]

Does Vermont Medicaid cover hearing aids?

Vermont Medicaid covers hearing aids for adults who meet its rules. Better-ear loss over 30 dB or other listed criteria. [1]

Children and young adults under 21 are a different case. Medicaid's EPSDT benefit requires states to cover the care they need, which includes hearing aids. [7]

If you get Medicaid through a managed care plan, ask the plan how hearing aid approvals work and which providers it uses. Our state-by-state Medicaid guide explains how the benefit usually works.

Does Vermont require insurance to cover hearing aids?

Vermont requires state-regulated health plans to cover hearing aids for adults. Who's covered: all ages, large group plans only. One hearing aid per ear every 3 years. [2]

The rule applies to plans issued or renewed from 2024. Your benefit starts when your plan renews.

State mandates only reach fully insured plans, the kind bought from an insurance company. Self-funded employer plans follow federal ERISA law instead, so a state mandate may not apply to your job's plan. [9] Ask HR whether your plan is fully insured or self-funded. More in our private insurance guide.

Vermont hearing aid trial period and return rights

You get 45 days from delivery to return hearing aids for a full refund, minus earmolds and a service fee capped at 5% or $50, whichever is greater. Days the aid is in for repair don't count. [3]

Consumer Reports says most states require at least a 30-day trial for prescription hearing aids. [10] NIDCD notes that most makers allow 30 to 60 days and suggests asking which fees aren't refundable. [11] Whatever the law, put the trial length, fees and warranty on the purchase agreement.

Over-the-counter hearing aids follow federal rules: the maker must print its return policy on the package, or say it has none. [12]

Free amplified and captioned phones in Vermont

Vermont Telecommunications Equipment Distribution Program (VTEDP). Provides up to $750 in adapted phone equipment to Vermonters whose disability requires it and whose household income is at or below 200% of federal poverty guidelines. [4]

These programs are separate from hearing aid coverage. They can help even if you already wear hearing aids.

Who licenses hearing care providers in Vermont

Use the board to check that a provider's license is current, or to file a complaint about a sale or a refund.

Other ways to pay for hearing aids in Vermont

Find hearing care in Vermont

The directory lists 40 hearing care providers in Vermont, with 35 audiologists registered at those addresses. By our count of the federal registry, Vermont has 6.3 audiologists per 100,000 residents, which ranks #5 of 51.

Cities with the most listings: Rutland, Montpelier, Burlington. Or browse every Vermont hearing clinic.

Frequently asked questions

Does Vermont Medicaid pay for hearing aids for adults?

Vermont Medicaid covers hearing aids for adults who meet its rules. Better-ear loss over 30 dB or other listed criteria. Children under 21 are covered in every state through Medicaid's EPSDT benefit.

Does health insurance have to cover hearing aids in Vermont?

Vermont requires state-regulated health plans to cover hearing aids for adults. One hearing aid per ear every 3 years. State mandates apply to fully insured plans, not self-funded employer plans.

Can I return hearing aids in Vermont?

You get 45 days from delivery to return hearing aids for a full refund, minus earmolds and a service fee capped at 5% or $50, whichever is greater. Days the aid is in for repair don't count.

Can I get a free amplified or captioned phone in Vermont?

Vermont's program is Vermont Telecommunications Equipment Distribution Program (VTEDP). Provides up to $750 in adapted phone equipment to Vermonters whose disability requires it and whose household income is at or below 200% of federal poverty guidelines.

Sources

  1. 1.Health Care Administrative Rule 4.213, Audiology Services Vermont Agency of Human Services, 2020
  2. 2.8 V.S.A. 4070, Hearing aid coverage in large group health insurance plans Vermont General Assembly
  3. 3.26 V.S.A. § 3284: Terms of sale; 45-day trial period Vermont General Assembly
  4. 4.Vermont Telecommunications Equipment Distribution Program (VTEDP) Vermont Telecommunications Equipment Distribution Program (VTEDP)
  5. 5.Vermont Office of Professional Regulation, Audiologists State of Vermont
  6. 6.Vermont Office of Professional Regulation, Hearing Aid Dispensers State of Vermont
  7. 7.Early and Periodic Screening, Diagnostic, and Treatment Medicaid.gov (Centers for Medicare & Medicaid Services)
  8. 8.Where can people get help with Medicaid & CHIP? (state agency contacts) Medicaid.gov (Centers for Medicare & Medicaid Services)
  9. 9.29 U.S. Code 1144 - Other laws Legal Information Institute, Cornell Law School (U.S. Code)
  10. 10.Best Hearing Aid Buying Guide Consumer Reports, 2026
  11. 11.Hearing Aids National Institute on Deafness and Other Communication Disorders (NIDCD), 2022
  12. 12.OTC Hearing Aids: What You Should Know U.S. Food and Drug Administration (FDA)
  13. 13.Hearing aids Medicare.gov (Centers for Medicare & Medicaid Services)
  14. 14.Hearing Aids U.S. Department of Veterans Affairs, Prosthetic and Sensory Aids Service